Skip to content
The Miracle Group logoIshwar GargThe Miracle Group (home)
The Miracle Group logoIshwar GargThe Miracle Group

Free home calculators

Type a few numbers, get the answer straight away. No sign-up.

Example answers are rounded results from each calculator using 4.12%, the Bank of Canada average for new insured 5-year fixed mortgages (August 2026). Enter your own numbers to get yours.

Rates right now

Updated automatically from the Bank of Canada.

Average new 5-year fixed, insured (what borrowers paid)
4.12%
Bank of Canada, August 2026
Banks' posted 5-year fixed
6.19%
Bank of Canada, week of Nov 4, 2026
Prime rate
4.70%
Bank of Canada, week of Nov 4, 2026
Bank of Canada policy rate
2.50%
Bank of Canada, Nov 5, 2026

Most borrowers pay well under the posted rate. Your own rate depends on your lender, down payment and credit.